Welcome to the future of middle market lending

CollateralEdge™ empowers community and regional banks to close more commercial loans, enhance credit quality and drive deposit growth.

C&I Lending is hard. We make it easier.

A flexible, on-demand collateral solution that bankers can use to proactively address common credit issues on middle
market commercial loan opportunities.

Increase your C&I loan book

Improve yield by converting on potentially lost deals and enhancing approved deals.

Compete on structure, not price

Differentiate from the competition and solve a problem for the borrower.

Provide solutions that win

Overcome common and consistent underwriting challenges that are difficult to quantify.

Secure long-term fee revenue

Sticky C&I customers may benefit from additional bank products and services.

Short-term underwriting concerns derail good deals

We can address any short term underwriting concern that prevents a good commercial deal opportunity from converting into a long term customer.

Sourcing

Sourcing suitable middle market deals is hard work

Competition

Competition is fierce and includes bank and non-bank lenders

Risk

Every middle market deal has potential repayment concerns

Internal Tension

Constant internal tension between credit and lending

Wasted Resources

Wasted resources on extended diligence and closing process

Superior transaction for the borrower

Accessing low-cost debt can be a hurdle for entrepreneurs. We’re breaking down barriers, helping small and mid-sized businesses secure the financing they need to grow – fueling the future of the U.S. economy.

Collateral Edge
Reduced cost
Less friction
Likelier to close

Have a debt deal you need to get closed fast and at a reasonable cost?

Maybe we can help! Access our network of innovative bank partners.

Contact Us

We make pricing coverage frictionless and easy

We can deliver a term sheet on your deal in minutes

  • Access our cloud-based, proprietary Pricing Portal
  • Enter and submit deal data – takes less than 5
    minutes
  • Instant pricing provided via term sheet – less than 3
    seconds

REQUEST ACCESS

Case Studies

CollateralEdge is an innovative fintech platform that provides community and regional banks with a flexible, automated risk management solution to strengthen the credit profile on individual corporate loans.

Private Equity Buyout Deal

The owners want to restructure debt and take advantage of favorable movement in rates.

Learn more

Line of Credit – Inventory

A retail business negatively impacted by COVID and significant seasonality seeking to follow its departing relationship manager.

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Owner-Occupied Real Estate

The financial sponsor has found a well-established manufacturing business that fits nicely within its investment criteria.

Learn more

WHAT THE MARKET IS SAYING

A flexible solution

“The flexibility of the CollateralEdge model will allow Encore to prudently manage risk and exposure while reducing costs and barriers for our clients to access C&I financing. As a credit officer, I am pleased to have an innovative tool that will help our lending officers as they win new business and support the growth of their local communities.”

— Wes Womack, Chief Credit Officer, Encore Bank

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